Do I need courtesy car insurance?
You must have motor insurance at all times for driving a car on public roads.
You may need to pay an additional cost to the garage or company supplying your courtesy car to cover insurance, however they may also provide the insurance free of charge. You might also be covered under your own car insurance or be able to arrange cover for a small additional fee.
Therefore, if you unsure about the insurance status of the courtesy car, then you should contact your courtesy car provider for further clarification.