If I return the car within the first 14 days after delivery, will my finance agreement be cancelled at the same time?

All finance agreements include a 14-day cooling-off period from the date you signed the agreement. This should kick in at the point the finance company pays the dealership the price of the car so, if the car’s being delivered to your house, the start date of your cooling-off period may be different from the delivery date.

If you’ve bought the car on finance and you’re looking to cancel it under your distance sales rights, we’d advise you to get in touch with your finance company before you cancel, so you can make sure you’re able to hand the car back without any penalties.